Finami is a free online credit broker that helps users in the Philippines compare loan offers from lending partners in one place.

Instead of checking multiple lender websites separately, you can submit one request and review available options based on your loan amount, repayment period, and basic eligibility details.

Finami does not charge users for using the website, comparing offers, or submitting a loan request. Some lending partners may also offer a first loan at 0% interest for eligible new users, subject to approval and the lender’s final terms.

Before continuing with a lender, you can compare key details such as the estimated loan amount, interest rate, review time, repayment conditions, and repeat-loan availability.

Finami is not a lender and does not guarantee approval. The final credit decision, loan amount, fees, repayment schedule, and other terms are determined by the selected lending partner.

Before accepting a loan, always check:

• the total amount to repay;
• the repayment date;
• possible service or late-payment fees;
• the lender’s full terms and conditions;
• whether the repayment is affordable for you.

Step 1: Submit your request Choose the loan amount and provide the required details.

Step 2: Compare available offers Review loan suggestions from Finami lending partners and compare the main conditions.

Step 3: Continue with the lender Choose an offer and continue with the selected lending partner, who will review your application and provide the final terms.